Your Local Advocate



About our Counselors

NID-HCA takes pride in training and certifying all its counselors. The training and education we provide exceeds HUD specifications and demands more than 65 hours of intensive effort. As a precondition for mandatory, annual re-certification, we require an additional 40 hours of training. The primary distinction between our counselors and others is this: Nearly all of our counselors have real estate related experience. This knowledge and ability make our counselors are uniquely qualified to deliver superior service.

The NID-HCA code of ethical conduct, enforced by a vigorous independent monitoring program, ensures that our counselors will perform with the highest standards of integrity and competence.

National Office
3560 Grand Ave.
Oakland , CA 94610
Phone: 510-268-9792
Fax: 510-268-9794
E-mail: jcarlisle@nidonline.org

ALABAMA

NID-HCA Childerburg

Cindy R. Swain
Ph: 256-378-0383
Fax: 205-742-9050
Email: nidcounselor@hotmail.com

ARIZONA

NID-HCA Cave Creek

Yvonne J. McFadden
Ph: 480-628-2619
Fax: 480-595-9653
Email: jettie@sterlingfinehomes.com

CALIFORNIA

NID-HCA Antelope

Dwayne C. Kirkwood
7909 Walerga Road #112-111
Antelope, CA 95843
Ph: 916-759-2199
Fax: 916-721-5099
Email: doverealtyandloan@comcast.net

NID-HCA Chino Hill

Brenda Butler
Ph: 909-628-8181
Fax: 909-839-1988
Email: brenda@wbfmortgagelending.com

Wayne Butler
Ph: 909-628-8181
Fax: 919-839-1988
Email: viasanremo@aol.com

NID-HCA Elk Grove

Henry O. Currie
5050 Laguna Blvd.
Elk Grove, CA 95758
Ph: (916) 422-5699
Fax: (916) 391-0666
Email: henrycurrie@sbcglobal.net

Arcy Gail Currie
5050 Laguna Blvd.
Elk Grove, CA 95758
Ph: 916-501-8644
Fax: 916-391-0666
Email: arcygail@sbcglobal.net

James Johnson
Ph: 916-691-9015
Fax: 916-691-9019
Email: jamesjohnson@californialends.com

Michael Kennedy
Ph: 916-691-9015
Fax: 916-691-9019
Email: mbklends@yahoo.com

Shalawn Smith
Ph: 916-691-9015
Fax: 916-691-9019
Email: shalawnsmith@hotmail.com

NID-HCA Fontana

Joseph B. Gonzales
16689 Foothill Blvd., Suite 212
Fontana, CA 92335
Ph: 213-273-5564
Fax: 323-644-0600
Email: briciahidalgo@yahoo.com

NID-HCA Inglewood

Glenda Allen Brass
407 So. La Brea Avenue
Inglewood, CA 90301
Ph: 510-590-1235
Fax: 310-590-1320
Email: gbrass@gbmortgagesolutions.com

Ted Brass
407 So. La Brea Avenue
Inglewood, CA 90301
Ph: 310-590-1235
Fax: 310-590-1320
Email: tedbrass@tedbrass.com

NID-HCA Long Beach

William Blalark
Ph: 562-684-0644
Fax: 562-684-0644
Email: william@reostore.com

NID-HCA Los Angeles

Beverly Chandler
5321 W. 8th Street
Los Angeles, CA 90036
Ph: 323-456-0901
Fax: 323-456-0902
Email: bchandler@americawestfinancial.com

Evelyn Reeves
4602 Crenshaw Blvd.
Los Angeles, CA 90043
Ph: (323) 299-4067
Fax: (323) 299-4054
Email: fsico@sbcglobal.net

Beverly White
Ph: 320-758-8132
Fax: 310-301-1593
Email: wefundquick@yahoo.com

Ivery Summers-Murphy
Ph: 310-920-3455
Fax: 310-379-6439
Email: ivery.sells@verizon.net

Joanne M. Ricks
4602 Crenshaw Blvd.
Los Angeles, CA 90043
Ph: (323) 299-7900
Fax: (323) 299-7472
Email: joannericks@sbcglobal.net

NID-HCA Oakland

Latisha Malbrough
3560 Grand Avenue
Oakland, CA 94610
(510) 268-9792
Fax: (510) 268-9794
Email: latishacarlisle@nidonline.org

Joanne Baker
9670 Empire Road 2nd Floor
Oakland, CA 94603
Ph: 510-562-0109
Fax: (510) 562-0121
Email: joannehavefaith@aol.com

Joseph Larkin
55 Santa Clara Avenue Suite 230 E
Oakland, CA 94606
Ph: (510) 384-8657
Fax: (510) 451-9923
Email: fiscbooster@hotmail.com

Ashantaki Collins
Ph: 510-568-8761
Fax: 510-569-9527
Email: ashantakic@yahoo.com

Colleen Tiffenson
Ph: (510) 430-8068
Fax: (510) 430-8011
Email: ctiffenson@sbcglobal.net

Renee Tucker
Ph: 510-482-6419
Fax: (510) 530-0527
Email: rtuckercfs@yahoo.com

NID-HCA Rialto

Yolanda Clark
Ph: 866-494-0507
Fax: 323-253-3376
Email: goldpath@verizon.net

NID-HCA Richmond

Clara J. Kates
Ph: 510-237-5985
Fax: 510-237-0997
Email: clarakates@prodigy.net

NID-HCA Sacramento

Sandy Redmond
3525 Broadway
Sacramento, CA 95817
Ph: (916) 456-4495
Fax: (916) 756-1010
Email: sandy@results-realty.org

Alona Jennings
Ph: 916-646-4663
Fax: 916-646-4664
Email: getmeahomeloan2@yahoo.com

Dan Fontenot
Ph: 916-801-6500
Email: fontend2@nationwide.com

FLORIDA

NID-HCA Miami

Louvene Green
3389 Seridan St., Suite 421
Hollywood, FL 33021
Ph: 786-512-7400
Fax: 800-526-0135
Email: lougreen2@yahoo.com

NID-HCA Miami Garden

Monique Casseus
18425 NW 2nd Ave., Suite 400
Miami Garden, FL 33169
Ph: (305) 651-8877
Fax: 305-493-1382
Email: cassemoniq@aol.com

Barbara Williams
Ph: 954-401-8561
Fax: 305-627-9068
Email: williamsb42@hotmail.com

NID-HCA Tallahassee

Clinita Arnsby Ford
128 North Bronoough Street
Tallahassee, FL 32301
Ph: 850-222-1087
Fax: (850) 385-4673
Email: cnjford@embarqmail.com

Patricia Flecter-Edwards
Ph: (850) 933-1533
Fax: (850) 877-8006
Email: fletcheredrealty@aol.com

GEORGIA

NID-HCA Atlanta

Annette Stokes
1690 Fort Valley Drive
Atlanta, GA 30311
Ph: 404-755-9202
Fax: 404-753-9063
Email: mccoua@aol.com

Gloria Driskell
6175 Old National Hwy. Suite 224
Atlanta, GA 30349
Ph: 678-216-0661
Fax: 404-766-3344
Email: driskellg@cbs2000.us

Booker Rashad
Ph: 404-217-5786
Fax: 404-681-5458
Email: rashadab@bellsouth.net

Tamechia Wilson Bernard
Ph: 770-964-4996
Fax: 404-766-3344
Email: Bern5692@bellsouth.net

NID-HCA College Park

Michelle Calloway-McGloster
Ph: (770) 912-5322
Fax: (404) 806-5127
Email: Michele.acre@comcast.net

NID-HCA East Point

Rosemary Lawson-Edge
1514 East Cleveland Ave Suite #82
East Point, GA 30344
Ph: 404-863-9539
Fax: 404-559-0814
Email: edgeonsuccess@netzero.net

Carol S. DeCoudreaux
Ph: 404-767-8624
Fax: 404-766-3344
Email: caroldecoudreaux@bellsouth.net

NID-HCA Lake Spivey

Denese Johnson
2888 Jodeco Terrance
Lake Spivey, GA 30260
Ph: 678-519-2565
Fax: 678-669-2599
Email: denesej99@yahoo.com

NID-HCA Stone Mountain

Toranda Jackson
Ph: (770) 482-1813
Fax: (866) 425-4216
Email: toranda@elite1realty.com

ILLINOIS

NID-HCA Chicago

E. Jean Webber
8543 S. Stone Island Avenue
Chicago, IL 60617
Ph: (773) 375-8253
Fax: (773) 375-1631
Email: jdawnwebb1@yahoo.com

Walter Simmons
6459 South Cottage Grove Avenue
Chicago, IL 60637
Ph: (773) 684-5273
Fax: (773) 684-5092
Email: supremereality@sbcglobal.net

Nancy Smith
Ph: 773-994-0400
Fax: 773-994-0404
Email: nsmith@aircorp4u.com

KENTUCKY

NID-HCA Louisville

Kimberley Sickles
3215 Fern Valley Road Suite 106
Louisville, KY 40213
Ph: 502-810-9200
Fax: (502) 966-6040
Email: sicklesincrealty@bellsouth.net

LOUISIANA

NID-HCA Baton Rouge

A. Elsenia Young
6554 Florida Boulevard Suite 122
Baton Rouge, LA 70806
Ph: (225) 924-1076
Fax: (225) 924-1782
Email: eyoung7824@aol.com

NID-HCA New Orleans

Edmond Davis
Ph: 504-236-6472
Fax: 866-471-6717
Email: edmondd2002@yahoo.com

MARYLAND

NID-HCA Oxon Hill

Donna Badgett Hurley
6192 Oxon Hill Road Suite 405
Oxon Hill, MD 20745
Ph: 301-567-3330
Fax: 301-567-3320
Email: donnahurley@hopeinconline.com

MASSACHUSETTS

NID-HCA Boston

Richard Phipps
1509 Blue Hill Avenue
Boston, MA 2126
Ph: 617-296-3693
Fax: (617) 292-7120
Email: rcphipps@gmail.com

MICHIGAN

NID-HCA Southfield

Cheryl Dixon
25630 Filmore
Southfield, MI 48075
Ph: 248-761-2462
Fax: 248-351-9138
Email: cen21prof@aol.com

MISSOURI

NID-HCA Ferguson

Jo Ann Huddleston
Ph: 314-265-5822
Fax: (314) 522-8410
Email: johuddleston44@sbcglobal.net

NID-HCA Florissant

Herschylle Durham
Ph: 314-972-1720
Fax: 314-972-1760
Email: herdurham@aol.com

NID-HCA ST Louis

Paula E. W. Carey
3620 Finney Avenue
St. Louis, MO 63113
Ph: (314) 766-4256
Fax: (314) 714-4523
Email: paulacarey@sbcglobal.net

Terri Rice
Ph: 314-503-2738
Fax: 314-972-1760
Email: Tricecu@aol.com

NEVADA

NID-HCA North Las Vegas

Linda Abrams-Bowie
5135 Camino Al Norte Suite 263
North Las Vegas, NV 89031
Ph: 702-966-2440/ 888-435-6009
Fax: 702-646-5192
Email: lcabowie@aol.com

Nancy Wilson
3347 Coleman Street
North Las Vegas, NV 89032
Ph: 702-220-6996
Fax: 702-399-0186
Email: nandenwil@cox.net

NEW JERSEY

NID-HCA Burlington

Lisa Bridgers
Ph: 609-929-7480
Fax: 609-877-9009
Email: realbridge4u@aol.com

NID-HCA Camden

Norma Sellers
Ph: 856-988-1800
Fax: 856-988-8820
Email: sellers1property@hotmail.com

NID-HCA Cherry Hill

Eugene L. Afford
Ph: 856-465-5622
Fax: 856-427-0599
Email: genealford@hotmail.com

NID-HCA Clementon

Patricia A. Wright
Ph: 856-784-9190
Fax: 856-784-9193
Email: wrightchoiceproperties@comcast.net

NID-HCA Maplewood

Walter McDowell
Ph: 973-763-3703
Fax: 973-763-7013
Email: wdmcdowell_2000@yahoo.com

NID-HCA Montclair

Kathryn Allen-Curry
Ph: 973-744-2118
Fax: 973-744-5870
Email: kcurry2468@aol.com

NID-HCA Morris Plains

Donnell T. Williams
172 Speedwell Ave
Morris Plains, NJ 7950
Ph: 973-223-9967
Fax: 973-984-8733
Email: donnell@destinyrealtyinc.com

NID-HCA Mounmouth JCT

John M. Mayfield Jr.
Ph: 732-438-0869
Fax: 732-438-0871
Email: jmayfield21@juno.com

NID-HCA Plainfield

Christine Fox
Ph: 908-225-1112
Fax: 908-753-7877
Email: christine.fox@erareed.com

Sandra Jackson
Ph: 908-561-5082
Fax: 908-251-6456
Email: sandra.jackson1@coldwellbanker.com

NID-HCA Teaneck

Laurie Goodman
Ph: 800-795-1048
Fax: 866-349-5554
Email: laurie@lgoodmanconsultants.com

NID-HCA Union

Karen V. Wilson
Ph: 908-624-0404
Fax: 908-624-0430
Email: kwilson5@excite.com

NID-HCA West Orange

Hazel Moore
Ph: 973-736-3665
Fax: 973-313-0052
Email: hazelregroup@hotmail.com

NEW YORK

NID-HCA Hurleyville

Chanel M. Turnquest
Ph: 845-866-4125
Fax: 845-866-4125
Email: chanelre@aol.com

NID-HCA Monticello

Tonya Finn
Ph: 845-791-7144
Fax: 845-818-3922
Email: tonyafinn@hotmail.com

NID-HCA White Sulphur Springs

Alegra Jennings
Ph: 845-292-3757
Fax: 845-292-3757
Email: alegra12787@yahoo.com

NORTH CAROLINA

NID-HCA Greensboro

Barbara Alston Palmer
Ph: 336-854-4442
Fax: 336-835-9212
Email: barbalston1@yahoo.com

OHIO

NID-HCA Akron

Sharon Butler-McCray
157 Martin Lurther King Jr. Blvd.
Akron, OH 44304
Ph: (330) 761-2294
Fax: (330) 761-2212
Email: sbmccray@yahoo.com

NID-HCA Beadwood

Zenobein Adams
Ph: 216-407-3838
Fax: 216-883-3838
Email: listshowbuy@sbcglobal.net

NID-HCA Cincinnati

Martin A. Rutland
524 Liberty Street
Cincinnati, OH 45214
Ph: (513)579-0777
Fax: (513) 579-0078
Email: mrutland_5034@fuse.net

NID-HCA Cleveland

Margaret Bedingfield
3314 E. 55th Street
Cleveland, OH 44127
Ph: 216-206-4908
Fax: 216-883-1954
Email: margaret.nid@sbcglobal.net

Kimberley Johnson
3634 Euclid Avenue Suite 275
Cleveland, OH 44115
Ph: 216-458-1344
Fax: 216-541-4346
Email: kjohnsoncaselaw@yahoo.com

Lavette Jackson
Ph: 216-491-4942
Fax: 216-491-4942
Email: lejackson@prodigy.net

NID-HCA Cleveland Heights

Jennifer Valentine
2490 Lee Boulevard Suite 218
Cleveland Heights, OH 44118
Ph: (216) 932-6624
Fax: (216) 932-4555
Email: jenvalentine1@msn.com

Alfred Johnson
2490 Lee Boulevard Suite 218
Cleveland Heights, OH 44118
Ph: 216-323-4622
Fax: 216-932-4555
Email: asj1227@yahoo.com

NID-HCA Columbus

Darryl Isabel
4449 Easton Way 2nd Floor
Columbus, OH 43219
Ph: 614-934-1237
Fax: 614-934-1631
Email: isabel2565@aol.com

Rubye Wright
Ph: 614-445-6689
Fax: 614-474-1408
Email: rubyewr@aol.com

Vanessa B. Sutton
Ph: 614-884-3300
Fax: 614-635-3443
Email: vanessa@access2housing.com

NID-HCA Maple Heights

Lydia Kirkland
5236 Anothony Street
Maple Heights, OH 44137
Ph: (216) 752-9264
Fax: (216) 751-0202
Email: lydiakirkland@aol.com

NID-HCA Reynoldsburg

Monica Butler
Ph: 614-838-1289
Fax: 614-838-1289
Email: newseasonrealty@sbcglobal.net

NID-HCA Shaker Hts

Anita C. Fountain
Ph: 216-548-8607
Fax: 216-393-0056
Email: anita.fountain.nid@gmail.com

Myldred Boston Howell
Ph: 216-932-6710
Fax: 216-932-6403
Email: myldredbhl@sbcglobal.net

Tonya Stodermire
Ph: 216-991-8100
Fax: 216-854-0246
Email: tonya-perkins@sbcglobal.net

PENNSYLVANIA

NID-HCA E. Lansdowne

Dante Carroll
Ph: 610-394-2910
Fax: 215-381-0775
Email: tayinvestor@yahoo.com

NID-HCA Philadelphia

Tonya Davis-Carpenter
Ph: 215-381-0774
Fax: 2215-381-0775
Email: tdcarpenter@cgfns.org

Andrew Smith
Ph: 215-609-5876
Fax: 215-763-3799
Email: andrew.reginald@hotmail.com

Candis Pressley-Blackwood
Ph: 215-381-0774
Fax: 215-381-0775
Email: candis.pressley@trinityrealestate.net

Derrick B. Jackson
1420 W. Susquehanna Avenue
Philadelphia, PA 19121
Ph: 215-235-3737
Fax: 215-763-3799
Email: derrickj@homerealestatepa.com

NID-HCA Upper Darby

Pamela Jones-Neptune
Ph: 610-734-1353
Fax: 610-734-3237
Email: pjon868@aol.com

SOUTH CAROLINA

NID-HCA Columbia

Naomi Scipio
1815 Gervais Street Suite L
Columbia, SC 29201
Ph: (803) 254-1636
Fax: (803) 256-0379
Email: centralcityrealty@msn.com

TENNESSEE

NID-HCA Memphis

Anthony Willoughby
5050 Polar Avenue Suite 1700
Memphis, TN 38157
Ph: 901-794-7006
Email: abwillrealt@aol.com

NID-HCA Nashville

Debrah Louise Bryant
Ph: 615-227-5814
Fax: 614-573-9066
Email: will2win@bellsouth.net

TEXAS

NID-HCA Beaumont

Kelvin S. Moulton
2955 Laurel Avenue
Beaumont, TX 77702
Ph: (409) 835-1111
Fax: (409) 866-5463
Email: drvinnie@sbcglobal.net

NID-HCA Brookshire

Sandra Dee Olison
Ph: 281-220-2100
Fax: 281-220-2101
Email: favoredrealty@gmail.com

NID-HCA Dallas

Ira P. Thomas
5787 South Hampton Road #470
Dallas, TX 75232
Ph: (214) 333-9473
Fax: (214) 333-9474
Email: irathomas@msn.com

Michael E. Gibson
8344 E. Rl Thornton FRWY Suite 223
Dallas, TX 78228
Ph: 214-321-0701
Fax: 214-321-1109
Email: m1e2g3@netzero.net

NID-HCA Forney

Gina Marcia Nash
Ph: 469-733-0583
Fax: 469-402-1205
Email: hornets07_drill@yahoo.com

NID-HCA Fort Worth

Shirley Ephram-Neal
5504 Bentwood Stair Road
Fortworth, TX 76112
Ph: (817) 346-9990
Fax: (817) 423-4207
Email: shirleye@prodigy.net

NID-HCA Frisco

Sheldon Butler
Ph: 972-880-7919
Fax: 469-402-1205
Email: futuremedia1@hotmail.com

NID-HCA Houston

Andrea Cooksey
4018 Charles Street
Houston, TX 77004
Ph: (713) 987-7000
Fax: 713-490-9034
Email: acooksey67@aol.com

Melinda Dightman
7220 Homestead Road
Houston, TX 77028
Ph: 713-635-6941
Fax: (713) 635-2877
Email: mdightman@hotmail.com

Sheila Frye
2208 Blodgett Street
Houston, TX 77004
Ph: (713) 521-3502
Fax: (713) 523-4660
Email: Sheila@fryehoc.com

Brenda Lakey
6719 Montgomery Rd, Suite 223
Houston, TX 77097
Ph: (713) 692-1155
Fax: (713) 692-2151
Email: acreshomescdc@aol.com

Carol Ann Lazard
Ph: 281-898-0533
Fax: 713-559-0321
Email: admin@gtsc-associates.com